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Mortgage refinancing & PMI removal

Refinance Appraisals in Oakland County & Metro Detroit

Accurate, lender-ready market value opinions to support a refinance, cash-out, HELOC, or removal of private mortgage insurance.

Removing PMI with an independent appraisal

If your home has appreciated, an appraisal can show that you have reached the 20–22% equity threshold most lenders require to cancel private mortgage insurance. Always confirm your lender’s specific appraisal requirements before ordering.

Understanding your equity before you refinance

A private pre-refinance appraisal tells you what your home is realistically worth in today’s Oakland County and Metro Detroit market, so you can plan a cash-out amount or loan-to-value with confidence.

FAQ

Refinance Appraisals Questions

Can I use a private appraisal for my lender?

Many lenders require appraisals ordered through their own management company. A private appraisal is still valuable for PMI removal requests, planning, and lenders that accept independent reports — ask your lender first.

How long does a refinance appraisal take?

Most inspections take under an hour, with the written report typically delivered within a few business days.

Ready when you are

Get a trusted, independent appraisal from a Michigan State Licensed Appraiser.

Tell us about your property and purpose. We’ll respond promptly with a clear quote and timeline.