Mortgage refinancing & PMI removal
Refinance Appraisals in Oakland County & Metro Detroit
Accurate, lender-ready market value opinions to support a refinance, cash-out, HELOC, or removal of private mortgage insurance.
Removing PMI with an independent appraisal
If your home has appreciated, an appraisal can show that you have reached the 20–22% equity threshold most lenders require to cancel private mortgage insurance. Always confirm your lender’s specific appraisal requirements before ordering.
Understanding your equity before you refinance
A private pre-refinance appraisal tells you what your home is realistically worth in today’s Oakland County and Metro Detroit market, so you can plan a cash-out amount or loan-to-value with confidence.
UAD 3.6 & USPAP Compliant
Prepared for the Future of Valuation: UAD 3.6 & The Redesigned URAR
Component-Level Precision
Separate condition and quality ratings for kitchens, bathrooms, interiors, and exteriors—ensuring Oakland County homeowners get accurate credit for partial renovations.
Clear Walkout & Basement Reporting
Structured level-by-level breakdowns for Michigan finished basements, walkout lower levels, and ANSI Z765 square footage.
No More Cryptic Shorthand Codes
Replaces outdated 2005-era form codes with transparent, easy-to-read data tables ideal for lenders, homeowners, divorce attorneys, probate courts, and tax boards.
Faster, Tech-Forward Inspections
Modern digital field inspection and floor-plan capture across the Metro Detroit cities and townships we serve.
Where we serve
Refinance Appraisals Near You
Oakland County
Wayne County
- Refinance appraisals in Grosse Pointe
- Refinance appraisals in Grosse Pointe Farms
- Refinance appraisals in Grosse Pointe Shores
- Refinance appraisals in Grosse Pointe Woods
- Refinance appraisals in Grosse Pointe Park
- Refinance appraisals in Plymouth
- Refinance appraisals in Canton
- Refinance appraisals in Livonia
Macomb County
FAQ
Refinance Appraisals Questions
Can I use a private appraisal for my lender?
Many lenders require appraisals ordered through their own management company. A private appraisal is still valuable for PMI removal requests, planning, and lenders that accept independent reports — ask your lender first.
How long does a refinance appraisal take?
Most inspections take under an hour, with the written report typically delivered within a few business days.
What is UAD 3.6, and is Michigan Appraisal Team Inc prepared for it?
Yes. UAD 3.6 (Uniform Appraisal Dataset 3.6) is the landmark modernization of the Uniform Residential Appraisal Report (URAR) introduced by Fannie Mae and Freddie Mac, replacing legacy static appraisal forms with a dynamic, data-driven report. Michigan Appraisal Team Inc is fully prepared for UAD 3.6 workflows, utilizing component-level property ratings, ANSI-compliant floor plans, and crystal-clear valuation reporting for both lending and private-party clients across Oakland County and Southeast Michigan.
Ready when you are
Get a trusted, independent appraisal from a Michigan State Licensed Appraiser.
Tell us about your property and purpose. We’ll respond promptly with a clear quote and timeline.