Why do you need an Appraisal?

An appraisal is a valuation tool used by mortgage lenders to verify a property's worth for prospective financing. The mortgage industry relies upon a qualified independent real estate appraiser to guide them in their financing decisions. But is this the only reason to get an appraisal? Many homeowners, assessor's offices, attorneys, buyers and sellers utilize appraisal for a variety of needs:

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PMI Removal

Private Mortgage Insurance or PMI is the supplemental insurance that many lenders have to purchase when the amount being loaned is more than 80% of the value of the home (LTV loan to value).

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Property Tax Assessments

Challenging the tax assessment has become a necessity in many parts of the country. Unfortunately, most people go into these challenges unarmed.

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Estate Planning

In times of loss, it is often difficult to think of the various steps that must be taken to resolve any outstanding monies of the deceased.

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Divorce

In unfortunate circumstances, such as divorce, appraisals are required so that both parties involved receive a fair and impartial value so that they can concentrate on more important aspects of this difficult time.

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Feasibility - Land Utilization Studies

Often appraisers are required when townships are planning certain uses of land, rezoning, implementation of housing developments, traffic infrastructure, cost benefit analysis and a whole host of various projects.

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COME SEE WHAT WE CAN DO FOR YOU!

Michigan Appraisal Team specializes in residential appraisals of all types.
Our Services

Service Areas

We Proudly Service the Following Counties

Oakland, Wayne, Macomb, Washtenaw, Livingston, Monroe, Genesee




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Contact us today to order an appraisal. The highest compliment you can pay us is a referral of a friend or relative.
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